Security and Compliance

Protecting your money. Respecting your privacy. Powering trust.

At Pilon, security and compliance are at the core of everything we do. Our mission is to make financial access faster and fairer — without ever compromising safety, privacy, or regulatory integrity.

We follow internationally recognized standards for data protection, financial oversight, and anti-money-laundering (AML) compliance to ensure that every transaction on Pilon is secure, transparent, and fully auditable.

Financial Security

  • Segregated Customer Funds

    All customer balances are held with licensed financial institutions and regulated custodians. Funds are never mixed with company assets and remain fully redeemable at all times.

  • Reserves & Reconciliation

    Our treasury systems continuously verify that total customer balances match underlying reserves. Independent reconciliation and third-party audits confirm accuracy.

  • Resilient Infrastructure

    Pilon's payment and wallet systems operate on highly redundant, monitored networks designed for uptime, fault tolerance, and disaster recovery.

Data Protection & Privacy

  • Encryption by Default

    All sensitive data is encrypted both in transit and at rest, protecting user information from interception or unauthorized access.

  • Minimal Data Use

    We collect only what's necessary to provide our services and comply with legal obligations — nothing more.

  • User Control

    Customers can request access, correction, or deletion of their personal information in accordance with applicable data-protection laws.

  • Authentication & Account Safety

    Pilon uses multifactor authentication, device verification, and continuous session monitoring to safeguard every account.

Regulatory Compliance

  • Registered & Regulated

    Pilon operates under U.S. Money Services Business (MSB) registration and equivalent international standards. We work exclusively with regulated partners and payment institutions in each country.

  • AML / KYC Oversight

    Every user and transaction passes through Know-Your-Customer (KYC) and Anti-Money-Laundering (AML) checks. Transactions are continuously screened against international sanctions and watchlists to prevent illicit activity.

  • Transaction Transparency

    All transactions are recorded in a verifiable ledger for internal audit and external compliance review. We maintain a complete history of activity as required by law.

  • Regulatory Cooperation

    Pilon works closely with financial authorities and partners in every market where we operate to meet or exceed local licensing and reporting requirements.

Operational Integrity

  • Access Control

    Internal systems follow role-based access management, ensuring that only authorized personnel can view or modify sensitive data.

  • Continuous Monitoring

    Advanced monitoring tools track system health, performance, and security events in real time.

  • Incident Response Readiness

    Pilon maintains a dedicated incident response plan, ensuring that any anomaly or breach is immediately contained, analyzed, and reported in accordance with applicable regulations.

Commitment to Global Standards

Pilon aligns its operations with international frameworks such as:

  • Financial Action Task Force (FATF) recommendations
  • Bank Secrecy Act (BSA) and equivalent AML laws
  • General Data Protection Regulation (GDPR) and other regional data-privacy regulations
  • Industry security standards comparable to SOC 2 and ISO 27001